> For the complete documentation index, see [llms.txt](https://xrp-chain-1.gitbook.io/xrpchain-whitepaper/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://xrp-chain-1.gitbook.io/xrpchain-whitepaper/legal/terms-and-conditions.md). # Terms and Conditions These Terms and Conditions ("Terms") govern your access to and use of our website and services provided by **XRPCHAIN LTD**, a private limited company incorporated in the United Kingdom on 14 March 2025, with a registered address at Office 5907, 58 Peregrine Road, Hainault, Ilford, Essex, IG6 3SZ ("Company", "we", "us", or "our"). By accessing or using any part of our services, including our website ([https://www.xrpchain.io](https://www.xrpchain.io/)), token presale platform, staking features, AI-powered investment dashboard, Telegram bot, marketplace, or referral system, you agree to be bound by these Terms. If you do not agree, you must not access or use our services. *** ### 1. Eligibility To use our services, you must: * Be at least 18 years old. * Have the legal capacity to enter into a binding contract. * Not be subject to any sanctions or restrictions under applicable law. * Ensure that your use of the services is legal in your jurisdiction. We reserve the right to refuse service or terminate accounts if eligibility requirements are not met. *** ### 2. Registration and Account To access features like token purchases, referral tracking, or staking, users must: * Provide accurate, current, and complete information. * Maintain the confidentiality of login credentials. * Notify us immediately of any unauthorized access or security breach. * Remain responsible for all activities under their account. We reserve the right to suspend or terminate accounts for suspicious or abusive behavior. *** ### 3. Use of Services Users agree not to: * Use services for illegal activities including money laundering or fraud. * Violate intellectual property rights. * Deploy harmful software or disrupt the platform. * Mislead or defraud other users. * Use automated systems to scrape or misuse platform features. *** ### 4. Token Presale The $XRPL2 token presale involves high financial risk. By participating, you agree: * Tokens have no intrinsic value or guarantee of appreciation. * Tokens do not confer equity or ownership in XRPCHAIN LTD. * There is no refund policy; all sales are final. * Token distribution may be delayed due to technical or legal constraints. Presale features: * Referral bonuses in $XRPL2 or USDT (up to 10%) * Leaderboard competitions with real-time ranking * $250,000 prize pool for top referrers * Dynamic pricing model subject to change *** ### 5. Payments and Transactions * Transactions are processed via verified smart contracts and Web3 partners such as web3paymentsolutions.com. * XRPCHAIN LTD does not store user payment credentials. * Payments supported in ETH, BNB, BTC, and USDT. * Gas/network fees are the user's responsibility. * Staking rewards are claimable after 7 days. * We are not liable for wallet misconfiguration or third-party failures. *** ### 6. Privacy Policy Please refer to our full [Privacy Policy](https://xrp-chain-1.gitbook.io/xrpchain-whitepaper/legal/privacy-policy). By using our services, you consent to: * Collection and storage of personal data (email, wallet address, IP logs, device data). * Use of cookies and tracking for analytics and fraud prevention. * Data sharing with processors only for operational purposes. We comply with GDPR and other applicable data protection laws. *** ### 7. Intellectual Property All rights to the platform, including code, branding, content, and tools, are owned by XRPCHAIN LTD or its licensors. You may not: * Copy, reverse engineer, or distribute platform content. * Use our brand assets without written permission. *** ### 8. User Rights Under UK and EU law, you may: * Access or update your personal data. * Request data erasure (subject to legal retention). * Restrict or object to certain processing. * Withdraw consent at any time. We respond to such requests within 30 days and may require identity verification. *** ### 9. Third-Party Links Our services may include links to third-party sites. We are not responsible for: * The content, accuracy, or security of external websites. * Any loss or damage from using third-party services. *** ### 10. Termination We reserve the right to: * Suspend accounts for fraud, breaches, or illegal conduct. * Restrict or revoke access to the platform. * Delete accounts after prolonged inactivity. Users may request account termination in writing. Some obligations (e.g., IP, indemnity) survive termination. *** ### 11. Indemnification You agree to indemnify and hold harmless XRPCHAIN LTD, its directors, employees, and agents from claims resulting from: * Your use or misuse of the services. * Breach of these Terms. * Violation of any applicable law. * Infringement of third-party rights. *** ### 12. Limitation of Liability To the maximum extent permitted by law: * We are not liable for indirect, punitive, or consequential damages. * We are not responsible for blockchain or smart contract bugs. * Our total liability is limited to the amount you paid to us in the past 12 months. Use of our platform is at your own risk. *** ### 13. Governing Law These Terms are governed by the laws of England and Wales. Any legal disputes must be resolved in the courts of London, UK. *** ### 14. Changes to Terms We may revise these Terms. For material changes, we will give at least 30 days' notice. Continued use of services constitutes acceptance. *** ### 15. Contact Us * 📧 Email: * 📮 Mailing Address: XRPCHAIN LTD, Office 5907, 58 Peregrine Road, Hainault, Ilford, Essex, IG6 3SZ, United Kingdom